The City of Houston (City) Housing and Community Development Department (HCDD) has designed the Homebuyer Assistance Program (HAP) to provide financial assistance for low- to moderate- income homebuyers in the incorporated area of the City.
HCDD staff will administer the HAP according to the policy and procedures set forth in the administrative guidelines.
Funding for HAP will be available through the HOME Investment Partnerships (HOME) Program, the Community Development Block Grant (CDBG) Program, the American Dream Down Payment Initiative (ADDI) and Tax Increment Reinvestment Zone (TIRZ).
HAP will provide direct financial assistance to offset portions of the down payment, closing costs, pre-paids and principal required for home purchase.
Homebuyer must complete at least eight (8) hours of homebuyer education from any participating HUD-approved Housing Counseling Agency or HAP staff.
The sales price for the property cannot exceed $135,000.
HCDD Inspection Services Section will conduct an independent inspection on the property.
Property approved for funding includes new or existing structures:
Single-family property (detached and attached 1-4 units);
Condominium unit/Townhouse;
Modular home/Manufactured home; and
Cooperative unit.
Applicant(s) combined annual household income must be at or below the amounts listed in the Household Income Limits to qualify for HAP funds. Below is a listing of the Houston area median income percentages and the level of assistance HAP will provide.
Left to right: Milton Wilson, Jr., Director
of Housing Dept., Sergio DeLeon and wife Vioelta Martinez and Mayor White.
Left to right: Milton Wilson, Jr., Director of Housing Dept., Sergio DeLeon and wife Vioelta Martinez, Mayor White, and Dr. Edward Pringle, HUD's Director
FIRST CHECK CUT TO HOUSTON COUPLE AS PART OF THE CITY'S HOMEBUYER ASSISTANCE PROGRAM Homebuyer Receives $10,000 Check for Down Payment Mayor's Oct. 7, 2005 Press Release
Area Median Income Percentage %
Level of Assistance
Affordability Period
50% or below*
$14,500.00
5 years
51% to 65%
$14,500.00
5 years
66% to 80%
$10,000.00
5 years
* Homebuyers at 50% of the area median income or below may be eligible for an additional amount of $5,000 (excluding HOME funds) when available.
Household Size
Maximum Income
1 person
$34,150
2 persons
$39,050
3 persons
$43,900
4 persons
$48,800
5 persons
$52,700
6 persons
$56,600
7 persons
$60,500
8 persons
$64,400
For further information on the Homebuyer Assistance Program please call 713.522.HOME (4663).
