Disability, FMLA and Life Insuarnce Benefits
Long Term Disability Plan
If you are a fulltime employee who is NOT a Classified Police Officer, and you meet the Plan’s eligibility requirements of one year participation in the Compensable Sick Leave program, you will be covered under the City of Houston Long-Term Disability (LTD) Plan.* This plan is paid for by the city in order to protect the income of employees who become disabled.
If you become permanently and totally disabled, the plan will provide a source of income up to age 65, until death before age 65 or until the disability ends before age 65. There is an elimination period of 180 days after the date of disability during which time benefits are not payable. To qualify for LTD benefits, the plan administrator’s medical director must certify your medical condition as a permanent and total disability.
*In some instances, where a preexisting condition exists, an employee may not become covered by the plan until after two years of employment.
For a more comprehensive description of plan benefits, contact the Benefits Division at 832-393-6000
The Family Medical Leave Act (FMLA) entitles you to up to 12 weeks of job-protected leave each Benefit Year (September 1-August 31) for specified family and medical reasons. The reasons specified in the act are:
- incapacity due to pregnancy, prenatal medical care or child birth;
- to care for the employee’s child after birth, or placement for adoption or foster care;
- to care for the employee’s spouse, son, daughter, or parent who has a serious health condition
- for a serious health condition that makes the employee unable to perform the employee’s job
- for “qualifying exigencies” resulting from a family member being on covered active military duty or called to such duty, or
- to take up to 26 weeks of FMLA to care for a covered servicemember.
To be eligible for FMLA benefits you must have worked for the city for at least 12 months and have been physically at work for at least 1,250 hours during the 12-month period preceding the date leave begins. You are required to use your accrued paid leave (vacation or sick time in the case of your own illness) in order to be compensated while on FMLA leave.
For detailed information regarding FMLA, please contact your assigned FMLA coordinator.
The city provides all full-time employees with basic life insurance at one times base salary at no cost to you. With submission of appropriate documentation, your spouse is eligible for a $2,000 life insurance benefit. Dependent children may also qualify for a $1,000 life insurance benefit.
You also have the option of purchasing voluntary life insurance up to four times your base salary. You can add coverage for a spouse at half of your salary, up to a maximum of $50,000, and coverage for children up to $10,000, depending on your level of coverage. This benefit is subject to approval based on evidence of insurability.
Premiums are based on your age, salary and coverage options. Applicable rates are available on Employee Self Service (portal.houstontx.gov) on the enrollment form.
If your life situation changes at any time — such as marriage, a divorce or death — you should update your beneficiary as soon as possible.
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