Houston Financial Empowerment Centers

Services - Credit

Credit IconFinancial counselors can work with you to create a financial plan to meet your goals. Based on your individual situation, counselors can help you:

  • Read your credit report
  • Learn how to improve your credit
  • Learn how good credit can help your financial future
  • Review your credit report for accuracy
  • Dispute any inaccuracies on your credit report with the credit bureaus
  • Create a plan to pay down debt
  • Negotiate with creditors seeking payment for accounts in collection
  • Send ‘cease and desist’ letters to creditors that are harassing you
  • Create a plan to address issues with identity theft
  • Establish credit wisely if you do not have any credit history
  • Credit Services Flyer (.pdf)
  • Credit Services Flyer - Spanish (.pdf)

Counselors can also provide referrals to other community resources to help meet any needs you may have.