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Accounts

Manage your financial health safely using BOH Certified Accounts that meet BankON National Account Standards (NAS)

  • Alliant Credit Union Teen Checking
  • Ally Bank Interest Checking Account
  • Amegy Bank On Budget Banking
  • Bank of America Advantage SafeBalance Banking
  • Bank of Texas Opportunity Banking
  • BancorpSouth Budget Smart Checking 
  • Bank OZK freedom Advantage Checking account (Please visit a BANK OZK branch to open an account)
  • BMO Harris Smart Money™ Account
  • BOM Bank EZ Checking
  • Chase Secure Banking Account
  • Citi Access Account
  • Discover Bank® Cashback Debit Checking Account
  • Extraco Banks BankOn Checking Account
  • Falcon International Bank EZ Checking
  • Fifth Third Bank Express Account
  • First Financial Bank, N.A. First Access Checking Account
  • First Horizon Bank Access Checking Account (Please visit a First Horizon branch to open an account)
  • First National Bank Access Debit Account
  • First National Bank Texas eAccount
  • FNBO Access Debit Account
  • Independent Bank IntroChecking Account
  • Investar Bank Brilliant Checking Account (Please visit an Investar branch to open an account)
  • Moody National Bank My Freedom Account
  • PlainsCapital Bank Basic Access
  • PNC Bank Smart Access Account
  • PNC Foundations Checking Account
  • Premier America Credit Union Smart
  • Regions Region Now Checking account
  • Simmons Bank Affordable Advantage Checking Account
  • Truist Confidence Account
  • Truist Money Account
  • Trustmark Advantage Checking
  • Wells Fargo Clear Access Banking
  • Woodforest National Bank WBank Account (Please visit a Woodforest branch to open)

Having a checking account can help you manage your money and save for the future you want to achieve!
Financial Institutions across the City of Houston offer low-cost, low-fee accounts that are certified as having met the National Account Standards (NAS) established by the Cities for Financial Empowerment Fund. BankOn Accounts offer no overdraft or hidden fees and above all are safe, affordable and accessible accounts that can help you reach your financial goals. Check out our local NAS account holding financial institutions found on the links below.

What are National Account Standard (NAS) accounts?
The Bank On Coalition, through the Cities for Financial Empowerment Fund, reviews and certifies products offered by financial institutions across America with National Account Standards (NAS) in mind. These products often don’t require a minimum opening deposit, have overdraft fees, or other strict requirements.

If you have further questions about any of the accounts below complete a BankOn Houston Survey or Contact Us at boh.intake@houstontx.gov or (832) 393-3406.

BankOn Houston – Financial Institutions

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City of Houston Controller's Office | 901 Bagby Street, 8th Floor | Houston, TX 77002 | Phone: 832.393.3460