You have valuable opportunities to enroll in, change, or update benefit coverage for yourself and your dependents.
Open Enrollment is your annual chance to review your benefits and make any desired updates. Take advantage of this time to ensure you have the best coverage for your needs!
2025 Open Enrollment is from March 3 – March 31, 2025
What to know for 2025
The plan year is changing to a calendar year
The City of Houston is updating the 2026 plan year enrollment to reflect a calendar year. In preparation for this change, this will be the last spring enrollment for employees, retirees, and survivors.
What does that mean for you?
- The elections you make during this enrollment period will be effective May 1, 2025 - December 31, 2025, which is 8 months for the plan year instead of 12 months.
- There will be a second enrollment in November 2025 for all benefits to be effective January 1, 2026 - December 31, 2026.
- All deductibles and maximum out-of-pocket expenses will be pro-rated to reflect the shortened plan year.
- Starting with the 2026 plan year, your benefits enrollment will be streamlined. Enrollment for all benefits will be in November each year and deductibles, out-of-pocket maximums and flex spending accounts will align the calendar year.
There are no premium changes
That is correct! Plans will also remain unchanged.
What do you need to do?
Nothing! If you are satisfied with your current benefits, you don’t need to do anything.
All your current elections will roll over into the new plan. You only need to log into Benefitplace to add coverage, make changes to your existing coverage, or update your beneficiaries.
Retiree Open Enrollment Links
- Open Enrollment Guide for Retirees
- Benefitplace for Retirees/Survivors
- 2025 Open Enrollment Presentation for Retirees
Open Enrollment Meeting Schedule
In-Person Meetings
| Date | Time | Location | Audience |
|---|---|---|---|
| Wednesday, March 5 | 9:30 - 11 a.m. | 4501 Leeland St. | Active and Retirees |
| Thursday, March 13 | 9:30 - 11 a.m. | 4501 Leeland St. | Active and Retirees |
Virtual Meetings
| Date | Time | Link | Audience |
|---|---|---|---|
| Monday, March 17 | 2 – 3:30 p.m. | Join Meeting | Retirees |
Medical Plan Highlights
Non-Medicare Eligible Retirees Under 65 can choose from three plans: Consumer-Driven Health Plan (CDHP), Limited Network Plan, or Open Access Plan.
Monthly Medical Rates
| Tier | CDHP | Limited Network | Open Access |
|---|---|---|---|
| Retiree Only | $334.98 | $401.98 | $669.96 |
| Retiree + Children | $535.96 | $643.16 | $1,071.98 |
| Retiree + Spouse | $945.96 | $1,120.14 | $1,726.46 |
| Retiree + Family | $1,146.98 | $1,361.32 | $2,122.48 |
*Tobacco users will add $37.50 to premiums.
Dental Plan Highlights
Choose between Cigna Dental Care® (DHMO) or Total Cigna DPPO.
- DHMO: No dollar maximums, no deductibles, and no claim forms.
- DPPO: Freedom to visit any licensed dentist, no specialty referrals required.
Vision Plan Highlights
Administered by Superior Vision:
- Routine eye exam: $20 copay
- Yearly eyewear benefit: $25 copay, $150 retail allowance for glasses/contacts
- Lasik benefit: $300 toward the cost
