Congratulations on your retirement! If you are over age 65 or otherwise Medicare eligible, please view the information under the City of Houston's Medicare plans.


Open Enrollment is MArch 11 - 29, 2024

There are no plan or rate changes

That’s right - there are no plan or rate changes for the 2024/2025 benefits plan year. All benefit plan designs will also remain the same. For you this means there will be no change to the current share of cost for pharmacy and medical copayments, co-insurances, annual deductible and out of pocket maximums amounts.

Visit Open Enrollment Page

Retiree Open Enrollment

Retiree Benefits

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Waived Benefits

If you waived City of Houston medical, dental, or vision coverage before you retired, you and your dependents are not eligible to elect benefits .

Opted out of Benefits

If you opted out of your medical, dental, or vision coverage, you and your dependents are eligible to elect benefits in Open Enrollment.

Retiree Benefit Rates

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Deferred Retirement

Deferred retirees are those employees who are vested in their retirement plan (HMEPS) and terminate within five years of pension eligibility. During deferred retiree status, you may pay the retiree premium contribution rate to retain coverage for the benefit plans in which you are enrolled (i.e., medical, dental, vision and life insurance). Deferred retirees must keep their coverage for the duration of their deferred status as any break in coverage will result in loss of that particular coverage. Deferred retirees must pay premiums via the benefits payment online portal.

Deferred retired employees are not eligible to participate in the Opt-Out – Opt-In feature of the medical, dental and vision plans until they meet the requirements to receive a pension. After the deferred period, they will then be considered service retirees and will qualify to opt-out.

Pension Offices

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Retirees Under 65 Documents

Medicare Advantage Documents

Department/Retiree Cluster Benefit Administrator Assigned Phone Email
Retirees A - F
Glenda Guillory
(832) 393-6113
Retirees G - M
Lisa Ingram
(832) 393-6111
Retirees N - Z
Kemp Lenued
(832) 393-6103

Department Information

611 Walker, 4th Floor
Houston, TX 77002
Benefits: 832-393-6000
Main: 832-393-6100
Safety Hotline: 832-393-7233